HOUSEHOLD & HIGH NET WORTH INSURANCE
We recognise that you are unique and so too are your insurance requirements. That is why we take the time to fully understand your lifestyle to ensure you have the right home insurance policy for you and your family.
What is High Net Worth?
Are your contents valued at over £50,000? This could be the policy for you.....
A policy free from Warranties and Average Conditions which provides quality Cover for the Buildings of your home and your Contents, Fine Art and Antiques, Jewellery and Watches.
Buildings
Sum insured based (rebuilding cost)
All Risks cover is provided automatically
Alternative accommodation/loss of rent receivable
Property Owners liability
Architects and Surveyors fees and other costs - Included
Damage caused by pets
Reinstatement of landscaped gardens
Contents
Covered on a Worldwide All Risks basis
Unlimited cover for the contents of deep freezers
Business Equipment
Outdoor items
Student Possessions covered whilst at University or College
Occupiers' and personal liability
Christmas, Wedding and other Gifts
Unlimited cover for Replacement Locks and Keys
Alternative accommodation
Reinstatement of Data, Deeds and Documents
Loss of Metered Water and Heating Oil
Damage caused by pets
Fine Art and Antiques, Jewellery and Watches
Covered on a Worldwide All Risks basis
New purchases of Fine Art and Antiques automatically covered up to 20% of the sum insured
Automatic cover for increased value of paintings following death of the artist
Depreciation in value following partial loss or damage
Single articles of fine art and antiques are covered up to £15,000 and up to £5,000 in respect of jewellery or watches (unless specified)
For more information or a quotation, please contact us on 01590 624399
