Sterling Executive Home Insurance
Tailor made cover for high value homes
Are your contents valued at over £50,000? This could be the policy for you.....
A policy free from Warranties and Average Conditions which provides quality Cover for the Buildings of your home and your Contents, Fine Art and Antiques, Jewellery and Watches.
Contents
Covered
on a Worldwide All Risks basis
Unlimited
cover provided for TV's, video recorders, audio and computing equipment
Unlimited
cover for the contents of deep freezers
Business
Equipment automatically covered up to £15,000
Outdoor
items covered up to £10,000
Student
Possessions covered whilst at University or College up to £7,500
Occupiers'
and personal liability cover up to £5,000,000
Christmas,
Wedding and other Gifts up to £10,000
Unlimited
cover for Replacement Locks and Keys
Alternative
accommodation up to 20% of the sum insured
Reinstatement
of Data, Deeds and Documents up to £5,000
Fatal
injury £25,000
Loss
of Metered Water and Heating Oil up to £5,000
Temporary
removal up to 15% of the sum insured
Damage
caused by pets up to £2,500
Personal
Money up to £2,500 and credit cards up tp £25,000
Covered
on a Worldwide All Risks basis
New
purchases of Fine Art and Antiques automatically covered up to 20% of the
sum insured
Automatic
cover for increased value of paintings following death of the artist
Depreciation
in value following partial loss or damage
Single
articles of fine art and antiques are covered up to £15,000 and up to £5,000
in respect of jewellery or watches (unless specified)
Buildings
Sum
insured based (rebuilding cost)
Index
linked
All
Risks cover is provided automatically
Alternative
accommodation/loss of rent receivable up to 20% of the sum insured
Property
Owners liability - £5,000,000
Architects
and Surveyors fees and other costs - Included
Damage
caused by pets up to £1,000
Reinstatement
of landscaped gardens up to 5% of the sum insured (maximum £25,000)
Cost
of tracing water or oil leaks up to £10,000
Unique
benefits available to the policyholder
Road
Rescue - a comprehensive motoring breakdown and recovery service throughout
UK and Europe
Pet
Insurance - cover for vet's fees, theft and straying, and provides a sum in
the event of death for up to 3 pets (dogs and cats only)
Family
Legal Protection - £50,000 cover for costs and expenses relating to legal
proceedings within the UK
Home
Emergency Cover - Covers call out costs, parts materials and labour up to £500
for various Home Emergencies
Yellowtag
– a unique and innovative tagging system that will identify your personal
property if lost
Assistance
with the cost of valuations
Free
advice from our experienced Risk Management Surveyors on how to protect the
home and its contents from damage
Optional
Cover
Pleasure
craft
Travel
Second Homes
Overseas Homes